by California Casualty | Auto Insurance Info, Safety |
Undoubtedly, when the roads are covered in snow and/or ice the best option is to just stay hunkered down at home. However, for the majority of us, that’s not an option. In fact, 70 percent of US roads are located in snowy regions. and each year over 116,000 people are injured driving in the snow and ice.
Accumulation on roadways reduces tire friction and vehicle maneuverability and greatly increases the risk of accidents. So, as winter approaches and you make the necessary preparations to your vehicle, make sure you remember these winter driving safety tips to ensure you arrive at your destination safely.
- Decrease your speed and leave yourself plenty of room to stop.
- Allow at least 3 times more space than usual between you and the car in front of you.
- Brake gently to avoid skidding.
- If your wheels start to lock up, ease off the brakes.
- Turn on your lights.
- This will make you more visible to other motorists.
- Keep your windshield clean.
- Once it has defrosted, keep the windshield wipers on to wipe away all falling snow and avoid it freezing over again.
- Use low gears to keep traction.
- Drive especially slow on hills to avoid rolling backward.
- Steer into a skid to avoid a crash.
- This means if your rear wheels are going right, gently steer in that direction.
- Keep an emergency kit in your car.
- This should include a first aid kit, flashlight, water, blankets, and snowmelt or sand/kitty litter.
- Be on the lookout for black ice.
- Black ice is barely visible and makes roadways, bridges, and overpasses extremely slick
- Don’t pass snow plows.
- The drivers have limited visibility, and you’re likely to find the road in front of them worse than the road behind.
- Don’t assume your vehicle won’t have problems.
- Even 4-wheel drive automobiles can have issues on ice and snow!
If your rear wheels skid…
- Take your foot off the accelerator.
- Steer in the direction you want the front wheels to go.
- If your rear wheels start sliding the other way as you recover, ease the steering wheel toward that side. You might have to steer left and right a few times to get your vehicle under control.
- If you have standard brakes, pump them gently.
- If you have anti-lock brakes (ABS), do not pump the brakes. Apply steady pressure to the brakes. You will feel the brakes pulse — this is normal.
If your front wheels skid…
- Take your foot off the gas and shift to neutral, but don’t try to steer immediately.
- As the wheels skid sideways, they will slow the vehicle and traction will return. As it does, steer in the direction you want to go. Then put the transmission in “drive” or release the clutch, and accelerate gently.
Stay warm & be careful out there!
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
by California Casualty | Auto Insurance Info |
Icy roads. Traffic jams. Black ice. Snow conditions. All of these can make a parent go crazy just thinking about their teen driving in these conditions. How do you talk to your new driver about driving in the winter season? We have some easy tips to get the conversation going.
- Decrease your speed. The faster you’re going, the more room you’ll need to stop.
- Be extra careful on bridges and overpasses.
- Avoid cruise control or overdrive.
- Don’t pass snow plows – their drivers may not see you, and the roads are clearer behind them anyway!
- Turn on your lights to be more visible.
- Steer into a skid – this means if your rear wheels are going right, gently steer in that direction.
- Gently tap your brakes, if you have ABS brakes, gently apply constant pressure.
- Keep your windshield wiper fluid filled and keep your headlights clean.
These helpful ideas do not have to just be for your teen. Share with friends and family.
by California Casualty | Firefighters |
Driving is part of nearly every call, and medical emergencies do not stop happening on account of bad driving conditions. When winter rolls around, most people can leave the car in the garage and stay off the roads. As an EMT you don’t have that luxury, and there are certain precautions and considerations to take. Here are some tips on how to stay safe on the road as a paramedic, from keeping the vehicle in good condition to reducing your speed.
At the station
When the temperatures are dropping and you hear that first winter forecast of the season, preparing your vehicle should be your first move. If you drive a vehicle that belongs to a department, the tires are usually well maintained, and the tread depth should be sufficient for winter driving. Even so, it certainly doesn’t hurt to check. If you are a volunteer, then it is your responsibility to check the inflation and tread depth of the tires on your vehicle.
Check that you have the appropriate level of fluids that are specifically meant to combat freezing temperature, namely antifreeze. Also, your windshield wiper fluid should be rated not to freeze, so make sure you’ve got enough. You’d hate to be flying blind out there.
Speaking of your windshield wipers and your windshield, make sure your wiper blades are soft, pliable and in good condition. Visibility is greatly reduced in inclement weather, so remember to clean your windows and windshield thoroughly between calls. Ice, snow and salt can all accumulate over time, so make sure that your headlights and emergency lights are cleared off. This ensures other motorists can see you when you’re rushing to respond. Snow and ice can also pack into your siren cones, so clear those out to make sure your siren is at full volume.
On the road
Getting your vehicle properly prepared to face the harsh environment in the event of a call is only half the battle. The rest takes place when you’re actually driving, and a main factor is ice. You don’t always see ice, so an important thing to do when you’re responding to a call is to reduce your speed and increase your stopping distance. You may tend to ignore your speed while focusing to respond as fast as possible, but you may be putting yourself and other motorists in danger.
Black ice can show up anywhere; so remember that just because you can see the road does not mean it is free of ice. Remember that bridges and overpasses freeze before the rest of the road does, so be especially careful when your route takes you over one. Ice isn’t always the culprit in winter driving, so watch out for snow and slush as well. Snow and slush make roads slippery, and you can get stuck in particularly deep snow. Don’t drive into deep snow unless you are driving a vehicle that is adequately suited for it.
Above all, be careful! With a proactive attitude and an awareness of road conditions, you’ll be able to carefully and quickly respond to any emergency calls during the winter.
Author Bio:
Cheryl Bikowski is Marketing Communications Supervisor of Gamber-Johnson in Stevens Point, WI. Gamber-Johnson is a leading supplier of vehicle computer mounts and vehicle docking stations and is a member of the Leggett & Platt Commercial Vehicle Products (CVP) Group.
by California Casualty | Auto Insurance Info, Helpful Tips, Safety |
As temperatures drop and roads become icy, taking steps to winterize your car ensures you stay safe and stress-free. From checking your battery to swapping out wiper blades, preparing for the season is all about protecting yourself and your ride. Ready to keep your car in peak performance through the cold months? Let’s get started!
Take care of your tires.
You depend on your tires to grip the road. Make sure they’re in the best condition to help you maneuver safely.
- Check the tread. Tread gives you traction, and worn tread will take longer to stop on slippery roads with ice and snow. Put a penny into one of the grooves with Lincoln’s head facing you and upside down. If you see all his head, your tread depth is dangerously low. Replace your tires.
- Rotate your tires. Tires don’t wear evenly. The front tires usually have more wear on the outside edges, because they lean when you turn right or left. The front tires also hold the weight of the engine. To help your tires wear evenly, you need to rotate them every 5,000-7,000 miles.
- Align your tires. If you’ve ever taken your hand off the wheel while driving, and notice your car veering toward the side, you need an alignment. You need to align your tires to keep them pointing straight ahead. You can easily knock them out of alignment by going over a pothole. If you don’t align your tires, you can experience steering problems, poor fuel economy, and uneven tire wear.
- Consider snow tires. If you live in a place where snow is heavy, you may wish to switch to snow tires. Their softer rubber remains flexible in cold weather and helps them grip the road. Their wider grooves also are better at repelling water and gaining traction in snow.
- Check your tire pressure. As the weather changes, you will notice corresponding changes in your tire pressure. That’s because air expands as it gets hotter, which raises the pressure. It contracts as it gets colder, which lowers it. In cold weather, tire pressure can decrease about 1 psi for every 10-degree drop in temperature. That’s why it’s important to check your tire pressure when the weather changes, in extreme heat and cold, and adjust as needed.
Take care of your fluids.
Cold weather affects your car’s essential fluids.
- Change your oil. Cold weather thickens engine oil. That makes it harder for parts to turn. It also puts a strain on the starter and the battery. Choose a lighter weight oil for winter. Check your owner’s manual for the proper oil weight.
- Top off coolant (antifreeze) Coolant prevents your engine from overheating or freezing. Check the reservoir tank (not the radiator) and ensure the level is between the “min” and “max” lines. Use the correct coolant specified in your owner’s manual, as using the wrong type can damage the engine. Mix coolant with water in the ratio recommended in your manual.
- Refill windshield fluid. We use our windshield wipers a lot in the snow and rain. Make sure you have enough wiper fluid. Use a formula designed for low temperatures to avoid freezing. Keep an extra gallon in your car for emergencies.
- Change differential fluid if needed. This fluid helps to lubricate the gears and helps the wheels rotate at different speeds. It should be changed every 30,000 to 60,000 miles as the fluid breaks down over time.
Take care of your car’s components.
Cold weather can wear down critical parts of your vehicle. Getting your vehicle checked out with routine maintenance helps you stay on top of things.
- Test your battery. Cold temperatures slow down chemical reactions in the battery, reducing power. Check for corrosion and ensure it holds a charge. Replace old batteries to avoid breakdowns.
- Inspect belts and hoses. Cracks or wear in belts and hoses can lead to failures in cold weather. Address any issues immediately.
- Check your brakes. On slippery winter roadways, your brakes must be in good condition. Check and make sure your pads are not worn down. Otherwise, it will take longer to stop and could cause an accident.
- Check your spark plugs. Worn spark plugs can make your car more difficult to start in the winter. Look for signs of wear like carbon buildup, a damaged ceramic insulator, or oil deposits. Check your owner’s manual for recommended replacement intervals.
- Change your wiper blades. Snow, salt and slush builds up on your windshield. Your wipers need to work well. If your wipers look dry and feel brittle, if they make noise, or if they leave streaks, you will want to replace them. You can also get winter wipers which have a rubber edge and are heavier than regular wipers. A heavier weight makes the wiper motor work harder so make sure to remove them come spring.
- Change the cabin air filter if needed. A dirty filter can cause your HVAC system to perform poorly. It can slow down defogging of your windows, and not screen airborne contaminants. Change the filter at recommended intervals.
Equip your car with emergency essentials.
Winter driving can be unpredictable, so pack for the unexpected.
- Stay warm. Include hand warmers, blankets, and a winter emergency kit.
- Be ready for snow and ice. Make sure you have an ice scraper and snow brush.
- Bring along cat litter. Keep a bag of cat litter to sprinkle if you get stuck in the snow or on a slick patch. The extra weight will also increase your tire’s grip on the road.
- Stay fueled. Fill up your gas tank every time it hits the halfway mark. That way if you’re stranded, you’ll have gas to run the heat and keep you warm until help comes.
- Stock up. Keep bottled water and snacks handy. In case of a breakdown, that will help.
Finally, protect your vehicle with the right insurance for added peace of mind. Safe travels this season.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
by California Casualty | Auto Insurance Info |
If you’ve ever had your windshield hit by a rock, you know the sinking feeling of watching a crack appear—and grow.
Cracks happen and sometimes they’re unavoidable. But did you know that your windshield is at higher risk for cracks in the winter? It’s true. Knowing the causes of cracks will help you protect your windshield this season. If you do get a crack, we’ve included a guide on how to handle it, which can hopefully save you an expensive repair.
All About Your Windshield
Your windshield is a protective barrier between you and the road ahead. It also provides a clear line of sight. When your windshield cracks, it compromises your safety and can limit your visibility.
Windshields are made of laminated glass, which includes two layers of glass with a piece of plastic in the middle. The layers are fused together, making them stronger than ordinary glass. Even though windshield glass is strong, however, cracks still happen.
Tiny cracks can occur from everyday driving. Cracks happen when your windshield is hit by a rock or debris. The metal frame of your windshield expands and contracts in extreme temperatures. This causes stress on your glass which can crack it over time. Finally, our own human error can cause glass to crack, such as when we pour hot water over an icy windshield. A crack between the two layers of glass can trap moisture between the layers. This can weaken the structural integrity of your windshield and cause cracks down the road.
Types of Cracks
In most cases, cracks or chips smaller than the size of a quarter are able to be fixed. But you cannot let even a tiny crack alone. Don’t ignore these small cracks or chips; they can start out small and eventually get larger, past the point of repair, and cause you to need a total windshield replacement.
Not all cracks are the same, and it’s good to know what kind you have. The type of crack determines how you deal with it.
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- Basic crack – The simplest crack is a line that is not near the edge of the windshield. If the line is less than 1 inch long and doesn’t have other lines extending from it, it can be repaired.
- Floater – A crack that occurs away from the windshield edge is known as a floater. These can spread quickly.
- Edge crack – If the crack is near the edge of your windshield, chances are that the entire windshield needs to be replaced.
- Chip – If a small piece of glass is missing, you have a chip. A chip less than 1 inch in diameter, without any cracks coming from it, can be filled or repaired.
- Star – If your crack looks like a small chip with tiny cracks extending from it, you have a star crack. This type of crack could possibly be fixed but the repair may be visible.
- Bulls-eye – If your crack resembles a circular bulls-eye target, you have more extensive damage than it appears. This type of crack usually requires a full windshield replacement.
How to Avoid Cracks
Remove ice responsibly. In most places in the U.S., you’ll be dealing with icy windshields this winter. You need to clear the ice in order to drive. Glass can be brittle in cold temperatures, so you will want to avoid any sudden temperature changes.
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- Do not throw hot water on your windshield. Hot water will refreeze, and surprisingly, it does so faster than cold water. Don’t use room temperature water either. This will still be a temperature extreme from the icy conditions and can crack your windshield.
- Skip the vinegar and water mixture. Vinegar doesn’t work well when there is already ice there. It also is an acid that can eat into glass causing pits.
- Don’t use a propane torch, hair dryer, or cigarette lighter. These are extreme changes in temperature and can crack the glass.
- Do not use a knife or blade that will chip or scratch your glass.
- Don’t hit the ice. It doesn’t take a lot of impact to cause damage to the glass.
- Do not use keys, snow shovels, or spatulas. They can all leave scratches and grooves.
- Do warm your car up slowly. Use your car’s heater and defrost settings. Wait until your car is warm to turn your car’s defrosters on high.
- Do use a plastic ice scraper. Ice scrapers are among the must-carry items in your car in winter.
- Do use a liquid deicer if you would like.
Avoid flying debris. While rocks and debris can hit your windshield almost anywhere, you can take steps to keep your car away from this potential hazard.
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- Don’t drive over gravel roads, but if you must, keep a safe following distance from the vehicle in front of you.
- Don’t follow construction vehicles too closely.
- Don’t drive in hailstorms if you can help it. The best strategy is to find covered parking while it’s hailing. If you must drive in a hailstorm, slow down to lessen the impact.
Park in protected places. Mother nature can be tough on our windshields. Keeping your vehicle in a place with a constant temperature and away from wind, winter storms, snowstorms, and extreme weather can help to protect the windshield.
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- Avoid exposing your windshield to extreme temperatures. If it’s going to be very cold, park your car inside if you can.
- You also can cover your car, which will help to protect your windshield wipers from freezing and cracking. You don’t want damaged wipers to scratch your windshield.
- If you can, park your car inside a garage during the winter months.
Periodically inspect your windshield. You may not even be aware of tiny cracks in your windshield. The sooner you catch them, the sooner you can address them.
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- It’s hard to notice cracks while you’re driving. Make it part of your winter routine to periodically inspect your windshield when you get in or out of your car.
- Keep the windshield glass clean. This will help you to notice small cracks and chips.
- A winter car wash can help, but don’t run your car through one if there are any windshield cracks.
- Replace your wiper blades before winter hits.
- Don’t drive around with a crack. The sooner you take care of it, the less expensive the repair will likely be.
What to Do if You Get a Crack
Drive carefully. Drive over bumps slowly. Don’t whip around corners or cause any vibrations that could make damage worse.
Guard against dirt and moisture. While you are waiting for the repair, keep the crack clean and dry. Dirt and moisture can make repairs more complicated. (Pro Tip: Even window washer fluid can stain the crack so use a drop or two of dishwashing soap on a damp cloth.)
You only have one chance to get it right. DIY options include inexpensive windshield repair kits.
Most kits aren’t high quality and won’t last long-term. Some folks have tried to seal the crack with household items like superglue or nail polish remover. Don’t even consider that. It will prevent you from getting a professional repair.
Contact an auto glass repair specialist. California Casualty works with Safelite on claims for cracked windshields. Many glass repair providers offer same-day service and can come to you. A technician can fix repairable cracks in a matter of minutes. Most comprehensive auto insurance policies cover the cost of fixing small chips and cracks in your windshield. Even without insurance, a windshield repair is much less than a replacement.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
